Heavy limbs, wind-driven debris, high winds and other harsh elements can harm your home’s exterior during a storm. After an extreme weather event, you should have your siding professionally inspected. If your contractor locates any damage, make sure to deal with it immediately.
Here’s what you should do if your siding suffers damage following a storm.
Know What to Look for on Your Exteriors
Many modern siding materials can withstand heavy rains, hail, snow and extreme temperatures. However, they can still sustain damage during a serious weather event. Some of the most common signs of siding damage include cracks, holes and chips. Certain materials also develop dents, warp or buckle.
Obtain an Impartial Estimate
Before filing an insurance claim for siding damage, it’s a good idea to get an impartial estimate from a reliable contractor. Doing so will give you an idea of how much it would cost to repair or replace your siding. It will help you determine if your insurer is offering you a reasonable amount to cover the damage.
Read Your Insurance Policy
Make sure you’ve read and understood your insurance policy before filing a claim. This way, you’ll know what your policy does and doesn’t cover. Most times, insurance covers siding replacement for each side of your property that suffers storm damage. Some policies include extra provisions or an endorsement that lets homeowners replace their siding entirely even if only one area has damage.
Get in Touch With Your Insurance Agent
Contact your agent before calling the actual insurance company. Tell the agent about the damage, and get advice on whether filing a claim is necessary. Keep in mind that filing too many claims can affect your standing with your insurer. Your agent will send an adjuster to your property if you need to file a claim.
Whether you are looking for a dependable siding company or commercial roofing contractor, you can turn to AQ Roofing LLC. Call us at (501) 951-1683, or fill out our contact form to request an estimate.